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Lightspeed Mortgages is a leading mortgage brokerage specialising in bespoke mortgage solutions for contractors, freelancers and consultants. They can help you avoid the disappointment of going down the traditional route of applying for a mortgage as they understand the unique circumstances in which you operate.






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Terms & Conditions

Lightspeed Mortgages is registered with the Isle of Man Financial Services Authority. Lightspeed Mortgages is a trading name of Evoke Business Solutions PCC Limited. Evoke Business Solutions PCC Limited is registered with the Isle of Man Financial Services Authority and Licenced by the Isle of Man Office of Fair Trading

Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you proceed with an application. As we offer a bespoke service our fess can vary.

We charge an application fee of £295.00, this fee is only charged once the mortgage has been agreed in principle with the lender, once your mortgage offer is issued we charge a broker fee of £495.00.

If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1.5% of the loan value. These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

 

Legals

Your property may be repossessed if you do not keep up repayments on your mortgage.

Lightspeed Mortgages is a trading style of Blueberry Wealth Limited, which is authorised and regulated by the Financial Conduct Authority, our FCA registration number is 626621.

Blueberry Wealth Limited is registered at Companies House, our company number is 08722345, our registered office address is 18 High West Street, Dorchester, Dorset, United Kingdom, DT1 1UW.

The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes.